Software Engineer · Product Engineer · Technology Researcher
I turn business problems into software, and software into platforms.
Acting Chief Product Officer at Yativo and Technology Researcher at MacLeod Technologies. I am stack agnostic: the problem chooses the tools, and I own the outcome from first proof of concept to production at scale.

What I lead
- 01
Product leadership
Finding the problem worth solving, making the case for it, and carrying it from proof of concept to a product customers depend on.
- 02
Software architecture
Systems that move money and data correctly: idempotent, reconciled, observable, and able to heal themselves when parts fail.
- 03
Technology research
Papers on the economics of AI, human-AI interaction, storage architecture and financial infrastructure, written to inform what gets built next.
Now
- YativoActing Chief Product Officer
Leading product engineering for Yativo's stablecoin and crypto platform: wallet infrastructure, cross-chain settlement, card issuing and the developer experience B2B customers build on.
- MacLeod TechnologiesTechnology Researcher
A product studio and research practice. It ships its own products, such as Tend, builds products for clients, such as Yactiva, and publishes research.
Sectors
Software is the tool; the sector is where the problem lives. I have shipped work across:
- Financial services and payments
- Digital assets and stablecoins
- Public sector
- Geospatial
- Healthcare
- Non-profit
- Retail and e-commerce
- Media
- Events and ticketing
- Education
- Consumer software
Writing
All writing- Owning a feature that moved $14M in its first two monthsProduct ownership lessons from building cross-chain stablecoin settlement: defining done as money arriving, making every state explicit, and removing manual recovery.
- What scaling a platform to $20M in transaction volume in a year taught meEngineering lessons from growing a stablecoin wallet platform from a proof of concept to 6,000+ wallets and nearly $20M in volume across seven chains.
- Nobody assigned it: notes on taking the initiativeOn finding the problem a company has learned to live with, proving a fix before asking permission, and staying with it long after it stops being new.
Papers
All papers- Fragmented Intelligence: Why Personal Use of Multiple AI Systems UnderdeliversPublished by MacLeod TechnologiesAI-assisted
- Priority-Aware Materialization Protocol (PAMP): A Content-Addressed, Priority-Aware Cloud Storage Architecture for Efficient Device Storage ManagementPublished by MacLeod Technologies
- Stablecoins in Emerging Market Trade: Definitions, Mechanics, and ImplicationsPublished by MacLeod Technologies
- Halving the Cost of Intelligence: A Multidisciplinary Blueprint for Affordable, Inclusive, and Scalable AI through Open LLMsPublished by MacLeod Technologies
Need a senior product or engineering perspective?
I take on a small number of consultations each quarter on product engineering, software architecture, payments and financial infrastructure. Senior leadership conversations are welcome too.


